Cardiff-by-the-Sea Homes with Two Levels Stories

Welcome to Cardiff-by-the-Sea, a charming seaside community nestled along the picturesque coast of San Diego County, California. Known for its stunning ocean views, vibrant surf culture, and laid-back atmosphere, Cardiff-by-the-Sea offers a unique blend of coastal living and small-town charm. With its beautiful beaches, delightful parks, and an array of local shops and restaurants, this idyllic enclave is perfect for those seeking a serene lifestyle by the sea.

One of the standout features of Cardiff-by-the-Sea is its diverse real estate market, particularly the availability of stunning two-story homes. These spacious residences are designed to maximize both comfort and functionality, providing ample room for families or those who love to entertain. With open floor plans, modern amenities, and breathtaking views, two-story homes in Cardiff offer a perfect sanctuary for relaxation and enjoyment.

Imagine waking up to the soothing sounds of the ocean, sipping your morning coffee on a sun-drenched balcony, or hosting friends for a sunset barbecue on your spacious patio. The elevated design of two-story homes not only provides privacy but also allows for panoramic vistas of the coastline, making every moment spent at home feel like a vacation.

Living in Cardiff-by-the-Sea means embracing an active lifestyle, with opportunities for surfing, hiking, and enjoying the vibrant local community. Whether you're drawn to the stunning architecture of two-story homes or the allure of coastal living, Cardiff-by-the-Sea is a place where dreams become reality. Explore the possibilities and find your perfect home in this coastal paradise today!

Newest Cardiff-by-the-Sea Homes with Two Levels Stories

$2,399,000

4 Beds ⋅ 3 Baths ⋅ 260018012SD MLS ⋅ Active Status

The perfect Cardiff coastal home does exist! Picture coming home every night to an incredible home to relax in a backyard oasis that is second to none! This incredible 3 bed 2 bath home with ocean views and 1 bed, 1 bath ADU is a testament to coastal living at its finest. The updated open concept kitchen features high-end stainless steel appliances, a walk-in pantry, wine fridge, and breakfast bar ideal for casual dining or entertaining. The living room, anchored by a modern stacked-stone fireplace, seamlessly flows out to the covered patio and tiered backyard to enjoy indoor-outdoor SoCal living. The main level also includes a dining room, one bedroom, and full bath, offering convenience and flexibility. Upstairs, two well-appointed bedrooms await, including the expansive primary suite. Vaulted ceilings, a western-facing picture window with panoramic ocean views, office nook, and large walk-in closet create a true serene retreat. The stunning primary bathroom was completely remodeled in 2025! A covered patio provides the perfect setting for outdoor dining and entertaining, while the 25 owner-owned solar panels ensure energy efficiency. Situated on a desirable 9,000 sq. ft. corner lot, there's room for RV parking or another future ADU. BONUS! A separate studio/guest house with its own private entrance and yard presents an ideal space for in-laws or rental income. Complete with a kitchenette, stacked washer/dryer, walk-in closet, full bathroom, and private deck. Enjoy an excellent location close to shopping, charming restaurants, award-winning schools, and Swami's Beach. The perfect Cardiff coastal home does exist! Picture coming home every night to an incredible home to relax in a backyard oasis that is second to none! This incredible 3 bed 2 bath home with ocean views and 1 bed, 1 bath ADU is a testament to coastal living at its finest. The updated open concept kitchen features high-end stainless steel appliances, a walk-in pantry, wine fridge, and breakfast bar ideal for casual dining or entertaining. The living room, anchored by a modern stacked-stone fireplace, seamlessly flows out to the covered patio and tiered backyard to enjoy indoor-outdoor SoCal living. The main level also includes a dining room, one bedroom, and full bath, offering convenience and flexibility. Upstairs, two well-appointed bedrooms await, including the expansive primary suite. Vaulted ceilings, a western-facing picture window with panoramic ocean views, office nook, and large walk-in closet create a true serene retreat. The stunning primary bathroom was completely remodeled in 2025! A covered patio provides the perfect setting for outdoor dining and entertaining, while the 25 owner-owned solar panels ensure energy efficiency. Situated on a desirable 9,000 sq. ft. corner lot, there's room for RV parking or another future ADU. BONUS! A separate studio/guest house with its own private entrance and yard presents an ideal space for in-laws or rental income. Complete with a kitchenette, stacked washer/dryer, walk-in closet, full bathroom, and private deck. Enjoy an excellent location close to shopping, charming restaurants, award-winning schools, and Swami's Beach.

1927 Playa Riviera, Cardiff-by-the-Sea

$1,179,000

3 Beds ⋅ 3 Baths ⋅ 260017828SD MLS ⋅ Active Status

Welcome to your private coastal sanctuary in the desirable Park Place Bluffs community of Cardiff-by-the-Sea. Perched high in the neighborhood with peaceful views from the rebuilt balcony, this beautifully remodeled townhome features rare upgrades throughout. A dramatic panoramic door opens to an inviting paver patio, creating a seamless indoor-outdoor living experience. Complete with a heat pump split system with air conditioning, this home offers year-round comfort & the bonus of additional linen storage as the heat pump was relocated to the attic. The new flooring is just one of the many thoughtful upgrades you'll discover throughout this exceptional home. Complete with a one-car garage and an additional reserved parking space, you will appreciate this home even more when you see it in person. The new front and patio doors with integrated blinds built into the glass are just one of this home's many thoughtful upgrades. Residents of Park Place Bluffs enjoy resort-style amenities including a community pool, scenic walking trails, abundant greenbelts, and a prime Cardiff location just minutes from the beach, top-rated schools, shopping malls including Trader Joe's.

1103 Woodlake Dr, Cardiff-by-the-Sea

$995,000

3 Beds ⋅ 2 Baths ⋅ 260017670SD MLS ⋅ Active Status

Welcome to 1248 Evergreen Dr, a sun-drenched 3-bedroom, 1.5-bathroom, 2-story townhome offering the ultimate coastal lifestyle in highly coveted Cardiff-by-the-Sea. Located just over a mile from the sand, this turnkey home features a bright, open-concept main level that flows effortlessly to a private patio perfect for enjoying cool ocean breezes, while all three bedrooms are tucked privately upstairs. Living in the desirable Park Place community means you are minutes from world-class surf spots like Swami's, Cardiff State Beach, local dining, and the iconic Seaside Market, all while enjoying resort-style neighborhood amenities like a sparkling community pool, jacuzzi, hiking trails, and a private dog park. Perfect for beach lovers, families, and commuters alike with top-rated schools and easy I-5 access, this beautiful property is your rare chance to own a slice of the Encinitas/Cardiff dream! Note: Some photos have been virtually staged using AI

1248 Evergreen Dr, Cardiff-by-the-Sea

$4,495,000

6 Beds ⋅ 5 Baths ⋅ 260011415SD MLS ⋅ Active Status

Welcome to 518 Sheffield Avenue, where everyday living feels like a coastal retreat in the heart of Cardiff, in the Composer District. Tucked behind an automatic privacy gate on a low-traffic street west of I-5, this 6-bedroom, 4.5-bathroom residence offers the perfect blend of comfort, function, & lifestyle. Spanning approx. 3,826 square feet across two levels, the home is thoughtfully designed for modern family living. A highly desirable main-level en-suite bedroom, ideal as a guest suite or “Nana’s room,” adds flexibility for multigenerational living. Upstairs, all additional bedrooms provide a cohesive layout perfect for families, while the spacious primary suite features dual walk-in closets and an expansive bathroom retreat. Natural light pours through abundant windows, highlighting the home’s architectural character and seamless flow. Multiple fireplaces in the living room, family room, and primary bedroom create warm, inviting spaces throughout. The upgraded kitchen, complete with a Sub-Zero refrigerator, opens effortlessly to indoor and outdoor gathering areas, making day-to-day living and entertaining feel effortless. Butler's pantry included. Outside, a private courtyard and beautifully curated backyard designed for connection and relaxation come complete with a fire pit, fountain, pergola, and outdoor BBQ. Trail access to Encinitas Community Park, Seaside Market, Cardiff Elementary, local dining, shopping, and some of North County’s best beaches, this home offers exceptional walkability and a vibrant coastal lifestyle.

518 Sheffield, Cardiff-by-the-Sea

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Based on information from California Regional Multiple Listing Service, Inc. as of . This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.